Clearcover can be a great car insurance company for some drivers, but if you`re not entirely sure if it`s right for you, here are some alternatives: With its coverage assistant, Clearcover helps you design your own insurance policy according to your needs. With Clearcover, you`ll find a standard list of coverage options, starting with liability insurance for bodily injury and property damage. You can also purchase comprehensive coverage and collision coverage, an uninsured/underinsured motorist, and medical payment coverage. Rideshare insurance that covers you when you drive for Uber and Lyft offers coverage if your app is activated, but you haven`t agreed to pick up a passenger. Clearcover`s carpooling doesn`t protect you if you work for a delivery service like GrubHub or DoorDash. Clearcover positions itself as an outsider. When it comes to auto insurance discounts, it couldn`t be clearer. Clearcover does not advertise a range of insurance discounts like most auto insurance companies do. This is part of their commitment to making insurance simple, fast and straightforward. But don`t worry: it claims to reward drivers for safe driving, paperless billing, and more. However, Clearcover offers a 15% discount for active military personnel. It offers an additional 25% discount for Louisiana drivers who are on active duty, as well as their children under the age of 25. Clearcover is not the best option for customers who want to have all their insurance policies in one place.
Clearcover offers all the typical types of auto insurance car owners would expect: Clearcover has launched “Inspired Underdog,” a program that helps college athletes who haven`t received athletic scholarships. So-called “student athletes” or underdogs who “show resilience against all odds” are invited to share their stories for a chance to win a $10,000 sponsorship from Clearcover. Digital experience first. Users who prefer to do everything online will love Clearcover`s much-loved app and seamless website experience. I had been with American Family Insurance for 15+ years and was referred to Clearcover by my daughter. I wasn`t interested at first, but I decided to change. About 3 months later, my car was stolen right in front of my house. I immediately called Clearcover and started working with Aimee, and she was amazing throughout the process. I thought the rental car would be a big deal, but she took care of everything for me and we set up an ACH so she could send me direct payments and I could send them directly to the car rental company. It was a great experience and I`m glad I made the change. Customers can get discounts for a safe vehicle, safe driving and a good driving record. They simply won`t be advertised under certain conditions, and Clearcover wants to show you a plan that can save you money compared to other insurance companies.
But there is a discount offered by Clearcover: active military personnel save 15%. I`m a new customer, but so far so good! My agent was helpful in switching to this company and I am very pleased with the price and coverage. Thank you, Maverick for all your help! If you`re looking for the best car insurance and enjoying a tech-savvy driving experience, Clearcover could be a good option. While the company deserves a perfect Bankrate score of 5.0, it`s worth noting that the company`s official ranking in our rating methodology is influenced by limited data. Clearcover is not rated by J.D. Power, and Quadrant Information Services average pricing is unavailable. However, Clearcover`s high rating of mobile apps and A+ (Superior) AM Best financial strength earned Clearcover a prominent place in our valuation model. However, you should keep in mind that Clearcover has an above-average complaint index with the National Association of Insurance Commissioners (NAIC), which could indicate low customer satisfaction. Most of Clearcover`s business (55%) is currently located in Texas. As of January 2022, Clearcover sells auto insurance in 20 states: Those who want to manage their accounts and claims entirely through a single app and want basic coverage should consider Clearcover. Car owners who want certain additional benefits, such as the disappearance of deductibles or accident discount, will have to look elsewhere.
No insurance agent to talk to about coverage options Clearcover policyholders can make claims in the Clearcover mobile app. The claims process is hailed as Clearcover`s most important innovation: the company claims the process is hassle-free thanks to its technology, and Clearcover validates claims faster than others. It sounds good, but customer reviews don`t quite support it.